31st Meeting

16/09/2021

On 16 September 2021, the Board of the Croatian Financial Services Supervisory Agency held its 31st meeting and adopted the following decisions of public interest:

  1. Decision granting approval to the company PERVANOVO d.o.o., Dubrovnik, Ivana Zajca 26, personal identification number (OIB): 53640538905, to publish a takeover bid relating to the acquisition of the company SPAČVA d.d., Vinkovci, Duga 181, personal identification number (OIB): 02046778584
  1. Decision determining that the company Zagrebačka burza d.d. Zagreb, Ivana Lučića 2a/22, personal identification number (OIB): 84368186611, has eliminated the illegalities and irregularities established during the regular on-site examination CLASS: UP/I 975-04/20-01/01; and determining that the off-site examination of Zagrebačka burza d.d. has finished
  1. Decision ordering the company AGRAM LEASING d.o.o., Zagreb, Remetinečka cesta 98, personal identification number (OIB): 48922277230, for the purpose of eliminating illegalities and irregularities established, to conclude lease agreements with lessees as of the day of the receipt of this Decision in a clear and comprehensible manner in a way that in case of arranging the option of changing the leasing annuity/instalment (i.e. the interest rate on the basis of which it is calculated) which is not the result of the adjustment with the defined variable parameter, clearly defining in lease contracts the manner of change and objective, justifiable and demonstrable reasons for change, requiring the consent of the lessee for these changes; and within 30 days of receipt of this Decision, submit a written statement to the Croatian Financial Services Supervisory Agency on the activities it has taken towards all lessees whose contractual obligations were unilaterally amended in an unfounded and non-transparent manner by the Decision on the change of interest rates of active contracts of 2 January 2009
  1. Decision ordering the company i4next leasing Croatia d.o.o., Zagreb, Avenija Većeslava Holjevca 20, personal identification number (OIB): 05273526923, for the purpose of eliminating illegalities and irregularities established, to conclude lease agreements with lessees as of the day of the receipt of this Decision in a clear and comprehensible manner in a way that in case of arranging the option of changing the leasing annuity/instalment (i.e. the interest rate on the basis of which it is calculated) which is not the result of the adjustment with the defined variable parameter, clearly defining in lease contracts the manner of change and objective, justifiable and demonstrable reasons for change, requiring the consent of the lessee for these changes, and to have finance lease contracts concluded with consumers comply with the provisions of the Consumer Credit Act regarding the interest rate calculation
  1. Decision ordering the company SCANIA CREDIT HRVATSKA d.o.o., Zagreb, Lučko, Karlovačka cesta 96, personal identification number (OIB): 47520271895, for the purpose of eliminating illegalities and irregularities established, to conclude lease agreements with lessees as of the day of the receipt of this Decision in a clear and comprehensible manner by clearly defining in finance lease contracts the type of interest rate based on which lease instalments are calculated, and clearly defining in operating lease contracts the type of lease instalment, and in case of arranging the option of changing the lease annuity/instalment (i.e. the interest rate on the basis of which it is calculated) which is not the result of the adjustment with the defined variable parameter, clearly defining the manner of change and objective, justifiable and demonstrable reasons for change, requiring the consent of the lessee for these changes
  1. Decision ordering the company Volvo Financial Services leasing d.o.o., Zagreb, Lučko, Karlovačka cesta 94, personal identification number (OIB): 50622045710, for the purpose of eliminating illegalities and irregularities established, to conclude lease agreements with lessees as of the day of the receipt of this Decision in a clear and comprehensible manner in a way that in case of arranging the option of changing the lease annuity/instalment (i.e. the interest rate on the basis of which it is calculated) which is not the result of the adjustment with the defined variable parameter, clearly defining the manner of change and objective, justifiable and demonstrable reasons for change
  1. Decision granting approval to the company Inspire Investments d.o.o. za upravljanje investicijskim fondovima, with its registered office in Zagreb, Ulica Andrije Hebranga 34, personal identification number (OIB): 62573520714, to delegate internal audit tasks to the company MARK GABRIEL CONSULTING j.d.o.o. with its registered office in Zagreb, Hećimovićeva ulica 11, personal identification number (OIB): 33020255035
  1. Decision granting authorisation to conduct insurance distribution business to the pre-company INDIRECTA d.o.o. za zastupanje u osiguranju, with its registered office in Gornji Stupnik
  1. Decision granting authorisation to conduct insurance distribution business to Nina Kožarić Pinjuh, founder of the insurance representation craft BLUE RAY, obrt za zastupanje u osiguranju, Nina Kožarić Pinjuh, Zagreb, Trnovčica 1
  1. Decision granting certified actuary licence to Maja Starčević
  2. Decision granting certified actuary licence to Ana Lovrić
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