22nd Meeting of the Board

On 21 June 2022, the Board of the Croatian Financial Services Supervisory Agency held its 22nd meeting and adopted the following decisions of public interest:

  1. Decision granting authorisation to the company Eurizon Asset Management Croatia društvo s ograničenom odgovornošću za upravljanje investicijskim fondovima, with its registered office in Zagreb, Ulica grada Vukovara 271, OIB: 73073960573, LEI: 549300DU2TJ72XCUUN84, for the establishment and management of Eurizon HR Active Defensive 2 fond, open-ended investment fund with public offering, which includes the approval of the prospectus and rules of that fund, as well as the approval for the selection of the depositary for that fund – the company PRIVREDNA BANKA ZAGREB - DIONIČKO DRUŠTVO, with its registered office in Zagreb, Radnička cesta 50, OIB: 02535697732, LEI: 549300ZHFZ4CSK7VS460; and granting exception to the company Eurizon Asset Management Croatia društvo s ograničenom odgovornošću za upravljanje investicijskim fondovima, with its registered office in Zagreb, Ulica grada Vukovara 271, OIB: 73073960573, LEI: 549300DU2TJ72XCUUN84, for the investment of up to 100% of the net assets of Eurizon HR Active Defensive 2 fond, open-ended investment fund with public offering, in transferable securities and money market instruments issued or guaranteed by the Republic of Croatia or the Republic of Italy
  1. Decision granting authorisation to Radoslav Pavlović from Zagreb, Vladimira Preloga 5, OIB: 05703066825, to perform the function of a member of the Supervisory Board of the company EUROHERC osiguranje d.d., Zagreb, Ulica grada Vukovara 282, OIB: 22694857747, LEI: 74780000Q0NHK2O5DU16, for a term of office lasting from 3 July 2022 to 3 July 2026
  1. Decision granting authorisation to Goran Banjanin from Zagreb, Nova cesta 3, OIB: 31353388155, to perform the function of a member of the Management Board of the company ZB Invest d.o.o. za upravljanje investicijskim fondovima, with its registered office in Zagreb, Samoborska cesta 145, OIB: 23889363045, LEI: 549300T0RFRCQ7Z21884, for a term of office running as of the day of the reception of this decision and lasting until 12 May 2023
  1. Decision granting authorisation to conduct insurance distribution business to the company EUROKOREKT GRUPA d.o.o. za zastupanje u osiguranju, with its registered office in Zagreb, OIB: 32197432703
  1. Decision ordering the company AGRAM LEASING d.o.o., Zagreb, Remetinečka cesta 98, OIB: 48922277230, to, for the purpose of eliminating illegalities and irregularities established, consistently apply amended internal regulations setting out fees charged to lessees and, within 30 days of receipt of this Decision, submit a written statement to the Croatian Financial Services Supervisory Agency on the activities it has taken towards all the lessees with respect to whom fees for early repayment of lease contracts were calculated and charged contrary to the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16)
  1. Decision ordering the company Mobil Leasing d.o.o., Zagreb, Kovinska 5, OIB: 17080997510, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision, issue a new or amend the existing internal regulation setting out fees charged under finance lease contracts concluded with lessees who have consumer status in such a way that it complies with the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16) with regard to charging the contract processing fee, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice, and to, within 30 days of receipt of this Decision, submit a written statement to the Croatian Financial Services Supervisory Agency on the activities it has taken towards all the lessees with respect to whom fees for early repayment of lease contracts were calculated and charged contrary to the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16)
  1. Decision ordering the company BKS – leasing Croatia d.o.o., Zagreb, Ivana Lučića 2a, OIB: 52277663197, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision: amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states: to which lease contracts it applies, all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice, and to issue a new or amend the existing internal regulation setting out fees charged under finance lease contracts concluded with lessees who have consumer status in such a way that it complies with the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16)
  1. Decision ordering the company Erste & Steiermaerkische S-Leasing d.o.o., Zagreb, Zelinska 3, OIB: 46550671661, LEI: 5299009CG65271I6CC50, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision, amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice
  1. Decision ordering the company i4next leasing Croatia d.o.o., Zagreb, Avenija Većeslava Holjevca 20, OIB: 05273526923, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision: amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states: to which lease contracts it applies, all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice, and to issue a new or amend the existing internal regulation setting out fees charged under finance lease contracts concluded with lessees who have consumer status in such a way that it complies with the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16)
  2. Decision ordering the company IMPULS – LEASING d.o.o., Zagreb, Velimira Škorpika 24/1, OIB: 65918029671, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision: amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice, and to amend internal regulations setting out fees charged under finance lease contracts concluded with lessees who have consumer status (Price list of the company IMPULS-LEASING d.o.o. of fees and costs that may be charged to lessees under financial lease contracts with consumers and General Terms and Conditions of IMPULS - LEASING d.o.o. for concluding financial lease contracts with consumers) in such a way that they comply with the provisions of the Consumer Credit Act (Official Gazette, No 75/09, 112/12, 143/13, 147/13, 09/15, 78/15, 102/15, 52/16)
  3. Decision ordering the company PORSCHE LEASING d.o.o., Zagreb, Ulica Velimira Škorpika 21, OIB: 90275854576, LEI: 529900TYTVH73IENMO14, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision, amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states: to which lease contracts it applies, all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice
  1. Decision ordering the company UniCredit Leasing Croatia d.o.o., Zagreb, Samoborska cesta 145, OIB: 18736141210, LEI: 549300DTNTPKNKGJ7P43, to, for the purpose of eliminating illegalities and irregularities established, within 15 days of receipt of this Decision, amend the existing internal regulation setting out fees charged to lessees in a way that such regulation clearly states: to which lease contracts it applies, all fees charged to lessees, their amount and method of calculation, and make it publicly available on the day of its adoption, on the website and at the appropriate place at the business premises, as well as to consistently apply it in practice
  1. Decision determining that the company MALEGA d.o.o., Branovečina 123, Zagreb, OIB: 54892803651, has entered the activity of the provision of exchange services between virtual currencies and fiat currencies in the court register of the Commercial Court in Zagreb, thus eliminating the illegality established by the Decision of 10 March 2022, due to which the examination has been brought to an end